Last Updated: April 21, 2026
Welcome to EMI Kalkulator (accessible at https://www.emikalkulator.com/). These Terms and Conditions outline the rules and regulations for the use of our website and financial tools.
By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use EMI Kalkulator if you do not agree to all of the terms and conditions stated on this page.
EMI Kalkulator provides free-to-use financial calculation tools, including but not limited to loan EMI calculators, interest comparison tools, and educational financial content. These tools are provided "as is" for informational and illustrative purposes only. We do not provide loans, credit, or official financial brokerage services.
The information, calculations, and content provided on this website do not constitute professional financial, legal, or tax advice. The results generated by our calculators are estimates based on user input and general mathematical formulas. They may not reflect the actual terms offered by specific banks or financial institutions. Users are strongly encouraged to consult with a qualified financial advisor or a bank representative before making any significant financial commitments.
While we strive to ensure that our mathematical formulas are accurate and up-to-date according to standard industry practices (such as the reducing balance method), EMI Kalkulator cannot guarantee that the results will be error-free. Financial variables such as processing fees, taxes, insurance premiums, and fluctuating interest rates may affect the final loan cost in ways our tool may not account for. EMI Kalkulator shall not be held liable for any financial losses or decisions made based on the results of our tools.
Unless otherwise stated, EMI Kalkulator and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this from EMI Kalkulator for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
Our tool allows users to upload a custom logo for inclusion in a PDF report. By using this feature, you represent that you own the rights to the uploaded image or have permission to use it. EMI Kalkulator does not store these images on its servers; they are processed locally in your browser. We are not responsible for any copyright infringement resulting from user-uploaded content.
In no event shall EMI Kalkulator, nor its directors or employees, be held liable for anything arising out of or in any way connected with your use of this website. EMI Kalkulator shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website or the results of its calculators.
Our blog and articles may contain links to third-party websites. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
EMI Kalkulator reserves the right to revise these terms at any time as it sees fit. By using this website, you are expected to review these terms on a regular basis. Continued use of the site after changes are posted constitutes your acceptance of the modified terms.
These terms and conditions are governed by and construed in accordance with international digital laws and the laws of your local jurisdiction. You irrevocably submit to the exclusive jurisdiction of the courts in that State or location.
If you have any questions about these Terms, please contact us via our Contact Page.